Tell Us Your Loan Purpose and We’ll Help You Find the Right Loan
Are you looking for a home loan? Tell us the purpose for the loan and we’ll help you find the loan that may best fit your needs.
Lower My Rate
In today’s real estate market, interest rates can constantly change. Do you find yourself with an interest rate that’s no longer attractive because of rate changes? Luckily, lower interest rates might be available through the process of refinancing.
If you’re looking to lower your rate, we may be able to help you find a loan to maximize your monthly payment savings and meet the needs of your specific situation. There are different types of refinance loans – fixed rate, adjustable rate and combination rate (also known as hybrid or fixed period adjustable rate mortgages) – and each loan has its advantages.
Learn more about lowering your rate »
Lower My Payments
Whether you own or rent a home, are you trying to lower payments for your home or rental? Many homeowners have discovered that they were able to refinance their home loan or consolidate debt to actually lower their total monthly payments. Likewise, renters have been surprised to learn that sometimes purchasing a home may result in lower payments than renting.
Learn more about lowering your payments »
Get Cash
Whether you need money for business purposes or a vacation, you may be able to get cash by tapping into the equity of your home.
Learn more about how to get cash »
Consolidate My Debt
Looking to consolidate your debt? Debt consolidation can simplify your finances by combining higher interest credit cards payments into one convenient payment and potentially saving you money on monthly interest payments. In addition, it can also help lower your monthly payments and improve your credit.
Learn more about consolidating your debt »
Remodel My House
If you’re thinking of remodeling your house, access to your available home equity may be just what you need to finance your dream kitchen, add a new bedroom or turn your bathroom into the spa you always wanted. The type of loan to select usually depends on the scope of the project.
Buy A House
If you’re looking to buy a house, American Sterling Bank has a wide selection of loans. Whether you’re a first time buyer or a homeowner looking to buy a second home, we want to help you find the loan that’s right for you.
Want to learn more?
- Loan Advantages
- Guide to Buying a Home
- First Time Home Buyers
- Buy A Second Home
- Buy Investment Property
